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Building Dreams Together – Mastering Life: Preparing Before the Storms Hit

Jack Gindi

Over the years, I’ve noticed something about the way we talk about stress.

We use the same word to describe running late for work, losing a job, receiving a difficult medical diagnosis, or burying someone we love. We call it all “stress,” but those experiences are not the same. One type of stressful experience asks us to take a deep breath. Another type of stressful experience changes the course of our lives.

In construction, load-bearing walls support everything else. When one of those walls is damaged, you don’t simply patch the crack. You strengthen the structure because the integrity of the entire building depends on it.

Life works much the same way.

Preparing for the Storms

Some problems are temporary inconveniences. Others shake the very foundation beneath our feet. That raises an important question: Have we prepared ourselves and our children for the storms every one of us will eventually face?

As parents, we spend years teaching our children how to read, write, solve math problems, drive a car, and treat others with kindness and respect. We teach them to swim before they fall into deep water, change a tire before they’re stranded on the side of the road, and perform CPR before they encounter someone who stopped breathing. We understand that preparation creates confidence.

Yet when it comes to life’s biggest turns, we often leave our children to figure things out while they’re living them.

Very few of us ever say, “One day someone you love will die. One day your heart will be broken. One day life won’t unfold as you planned. Here’s how you begin finding your way through it.”

Most of us learn those lessons after life has already handed them to us.

Learning Acceptance

When I think about where I learned those lessons, I don’t remember my mother sitting me down to explain resilience or adaptation. She taught me by the way she lived. Like every family, ours experienced disappointments, hardships, and losses. My mother never pretended those moments didn’t hurt, and she didn’t waste her energy wishing reality were different. She accepted what had happened and then quietly began deciding what to do next.

Looking back, I learned one of life’s most important lessons simply by watching her.

Acceptance.

But here’s what I wish we had talked about. Acceptance is where mastering life begins. It isn’t where it ends.

Mastering Life

The older I get, the more I believe mastering life means preparing ourselves mentally, emotionally, physically, relationally, and practically before life’s storms arrive. Every storm asks something different of us. Grief asks us to mourn. Betrayal asks us to rebuild trust and establish healthy boundaries. Financial hardship asks us to make difficult decisions. Illness asks us to adapt to a new reality. Every major turn in life requires different skills, yet we rarely teach them until someone is already struggling through them.

One of the greatest surprises in my own life has been discovering that hardship rarely arrives alone. Losing a job often becomes financial pressure. Financial pressure strains relationships. Strained relationships affect sleep. Poor sleep clouds judgment. Before long, what began as one difficult event has spread into every corner of life.

Life has a way of creating ripples.

Planning Ahead

Understanding that has changed the way I think about preparing for life. We cannot prevent every storm, but we can become better prepared to weather one. A boxer doesn’t learn how to take a punch during the championship fight. A sailor doesn’t learn to navigate in the middle of a hurricane. Preparation happens long before the moment it’s needed.

Yet life is the one thing we rarely prepare for until we’re already living through it.

Imagine teaching our children how to recover from disappointment, ask for help without shame, recognize unhealthy relationships, think clearly under pressure, and begin again after failure. Those lessons may prove just as important as algebra, history, or science because life’s storms test far more than knowledge.

They test character. Perhaps that’s what mastering life really means. It isn’t mastering every circumstance. It’s preparing ourselves before life’s biggest storms arrive.

Giving Skills to Our Children

My mother gave me one of life’s greatest lessons by the way she lived. I only wish we had talked about the storms I hadn’t yet seen coming. Perhaps that’s one of the greatest gifts we can give the next generation. We can’t promise them a life without hardship, but we can prepare them with the skills they’ll need to weather hardship when it arrives.

After all, that’s how my mother taught me – not with a lecture, but with a life.

From the Files of the Bet Din – The Case Short Delivery

Robert requested of Simon, who was traveling to Israel, to take $4,000 to his sister who resided in Jerusalem. Robert placed the money in an unsealed white envelope and gave it to Simon. Simon did not count the money, but rather stipulated that he is not assuming responsibility for the funds. He placed the cash in his wife’s bag, which he stowed in the overhead bin on the plane. Upon arrival in Jerusalem, he took the envelope to Robert’s sister, who counted the cash and found that $590 was missing. In Bet Din, Robert’s sister reprimanded Simon for carelessly stowing the cash in an overhead bin. Simon responded that the $4,000 cash envelope he received consisted of many fifty, twenty, and ten-dollar bills. It was unreasonable to carry the overstuffed envelope in his pocket for the duration of the flight. Simon added that it was irrational to say that someone stole $590 and left the entire balance behind. Simon therefore suggested that perhaps he never received the complete $4,000 from Robert. Robert defended that he carefully counted the money before placing it into the envelope. Robert and his sister suggested that perhaps Simon or his wife mistakenly used the cash for their expenses, thinking the cash was their own. The couple responded that for the duration of their travels they did not use a total sum near the amount missing.

Is Simon responsible for the missing funds? How should the Bet din rule and why?

Torah Law

According to the ruling of the Shulhan Aruch, one who is entrusted with money for safekeeping is required by law to store the cash in a wall or floor safe. If traveling, one is required to keep the cash in hand or in a front pocket for safekeeping. Unless agreed upon otherwise by the owner, one who deviates from these requirements is liable in the event the cash is lost or stolen. This ruling is applicable even to an unpaid watchman since deviating from the above-mentioned instructions is viewed as an act of negligence.

Interestingly, by rule of the Shulhan Aruch, if loose cash is deposited for safekeeping, the guardian of the funds is viewed as a paid watchman. The guardian of loose cash is liable for theft or loss even if he protected the money as required by law. The underlying reasoning behind this ruling is that since the money was deposited loosely, the watchman is entitled to use the funds deposited if needed. The right to use another’s funds constitutes a clear benefit extended to the safekeeper and he is thus liable for loss or theft of the cash. By contrast, if the money is deposited in a sealed envelope, the watchman is not entitled to temporarily use the funds and is consequently not liable for loss or theft. Since such a custodian is not receiving a benefit or payment for his services, he is viewed as an unpaid watchman and is exempt unless he is negligent.

According to leading halachic authorities, a watchman can stipulate a clause of exemption at the time the item is first received. Hence, even an unpaid watchman can, from the onset, stipulate exemption of all liability including the loss of the item even due to his negligence. Contemporary halachic authorities suggest that a watchman that does not specify the level of exemption he is seeking is limited in his liability but is not completely exempt. Hence, if a paid watchman vaguely states that he is willing to protect the item without assuming responsibility, he is exempt from claims associated with theft, but is still liable for all acts of negligence. Unless he explicitly stipulates when first receiving the item that he is not assuming responsibility for his negligence, he is held accountable. If, however, an unpaid watchman makes a general  stipulation that he is not assuming responsibility, he is exempt in case of loss due to his negligence. Since a standard unpaid watchman is only liable for negligence, it is obvious that his stipulation, even though it was unclear, must have included an exemption for negligence, the only thing he could have been  responsible for in the first place.

According to early halachic authorities, a messenger sent to deliver cash to another is not considered a paid watchman even if the cash he received is loose. The reason for such a distinction is that since the messenger is required to deliver the cash at the first opportunity available, his access to using the funds if needed is limited. Hence, if he is not getting paid for his services, the mere fact that the cash is temporarily loose is not grounds to make him liable for loss or theft.

By rule of the Shulhan Aruch, one who deposits an item for safekeeping assumes that both the guardian and his wife will be involved in protecting the item. Unless otherwise stipulated from the onset, a plaintiff may not accuse a defendant of wrongfully transferring the deposited item to his wife’s possession.

By Torah law, if a plaintiff states that he trusts the defendant and does not insist he take an oath to validate his claim, a Bet Din will release the defendant of the required oath. The defendant’s position is accepted as fact, and the case is adjudicated accordingly.

VERDICT: A Legal Exemption

Our Bet Din ruled in favor of Simon and found him not liable for the missing cash. As mentioned in Torah law, although the money was in an unsealed envelope, nevertheless, Simon was instructed to deliver the cash to Robert’s sister. A delivery boy is viewed by law as an unpaid watchman. Although an unpaid watchman is responsible if negligent, since Simon stipulated that he is not assuming responsibility for the cash, his stipulation obviously included negligence. An unpaid watchman is only liable in case of negligence; hence the stipulated exemption was intended in case of his negligence. Robert and his sister expressed that they trusted Simon and his wife when they asserted that they did not mistakenly spend the missing cash. Thus, our Bet Din ruled that Simon was exempt from payment.

In Loving Memory of Vera Bat Carol, A”H

YOU BE THE JUDGE

The Art of Deception

Steven is the owner of a residential building complex. By contract, a tenant who wishes to rent an apartment in his luxury building is required to prepay a year in advance at the time of signing. Gary, an old friend of Steven’s, showed interest in one of the smaller apartments in the building. Steven quoted Gary the price of $5,800 for the apartment and Gary rejected the offer as the price seemed exorbitant. Steven then showed Gary a larger apartment he had just rented out on the floor below for the whopping sum of $6,500. Steven explained to Gary that based on the larger apartment’s square footage the going rate for his apartment is at least $5,800. Gary was convinced. He signed and prepaid for the first year of his two-year contract. A short time thereafter, Gary spoke with the tenant on the floor below and inquired about the size and cost of his rental. The tenant told Gary that he was paying $5,000 for his apartment, which was clearly larger than Gary’s. Gary confronted Steven and demanded his money back, claiming that the apartment was rented to him on false pretenses. Steven dismissed Gary’s claim with the wave of a hand, claiming that the contract made no mention of any contingencies or considerations regarding the $5,800 cost of rent. He added that he did not necessarily recall the exact figure he told Gary regarding the larger apartment.  Furthermore, Steven explained that the larger apartment was, indeed, valued at $6,500 in the market. Gary contested and refused to be a victim of deception.

Is Gary entitled to breach his contract? Is he entitled to his money back? How should the Bet Din rule and why?

Behind Closed Doors

Inside a White House Faith Office Briefing – and the Quiet Responsibility of Representing Torah Values where Policy and Faith Intersect

Linda Sadacka

Some of the most important conversations in Washington, D.C. never make the evening news.

They do not unfold beneath the bright lights of a presidential press conference or in the combative atmosphere of a Congressional hearing. Instead, they take place behind closed doors, where a small group of invited guests sits across from senior administration officials to discuss the ideas, priorities, and policies shaping the country long before they become headlines.

That was the purpose of a recent White House Faith Office briefing held inside the Eisenhower Executive Office Building, the magnificent 19th-century landmark adjacent to the White House where many of the President’s senior advisors work. Approximately 25 invited guests, including faith leaders, nonprofit executives, writers, activists, and media personalities from across the country, gathered for an afternoon of policy briefings and discussion with senior members of the administration.

Strengthening American Society

The gathering reflected a broader initiative that has become an increasingly visible part of President Trump’s second administration. Established earlier this year, the White House Faith Office was created to strengthen partnerships between government and religious communities while advancing priorities that include protecting religious liberty, combating anti-Semitism, supporting Israel, expanding educational choice, defending parental rights, and working closely with faith-based organizations.

Throughout the afternoon, one message remained clear: the administration views faith communities as indispensable partners in American civic life.

The list of speakers reflected the importance the administration attached to the event. Border Czar Tom Homan opened the program, followed by Dr. Sebastian Gorka, Deputy Assistant to the President and Senior Director for Counterterrorism; Will Scharf, White House Staff Secretary; Jennifer Korn, Director of the White House Faith Office; Senior Advisor Paula White-Cain; Special Assistant to the President for Jewish Outreach Martin Marks; Deputy Assistant to the President and Deputy Communications Director Kaelan Dorr; and White House videographer Isaac Arpon. Although each approached the afternoon from a different area of responsibility, together they presented a common vision of the role that faith communities can play in strengthening American society.

Before accepting the invitation, I made a phone call that had nothing to do with travel arrangements or security clearances. The briefing was scheduled only days before Tisha B’Av, and I wanted my rabbi’s guidance. Without hesitation, he encouraged me to attend and gave me a heartfelt berachah that I should create a kiddush Hashem (glorification of Gd’s Name).

While I certainly appreciated the blessing at the time, it was only later that I understood its full significance.

I was staying at The Jefferson Hotel, just minutes from the White House complex. The trip to the meeting should have been uneventful, but my Uber driver made a wrong turn, and what should have been a brief ride became an increasingly anxious journey through Washington traffic. With every passing minute, I grew more concerned. This was not simply another meeting on my calendar. It was an invitation from the White House, and I was about to arrive late.

Fortunately, I remained in contact with members of the White House Faith Office while I was en route. They assured me they were aware of the delay and would notify security of my arrival.

After my identification and credentials were verified, the Secret Service, with its characteristic professionalism and precision, escorted me into the Eisenhower Executive Office Building.

I quietly opened the door, hoping to slip into the room unnoticed.

Instead, a member of the White House staff smiled, directed me to a seat in the front row, and within moments I was opening my notebook as Tom Homan addressed the room.

For much of America, Homan is known simply as the administration’s Border Czar, a figure whose name has become synonymous with one of the nation’s most fiercely debated policy issues. The man standing before us that afternoon, however, was not delivering a campaign speech or defending administration policy before television cameras. 

He was talking about children. He spoke about the victims of human trafficking and the responsibility he feels to protect them. Looking beyond his years in government, he reflected that even after leaving public office, he intends to continue searching for missing children because he believes that mission will never truly end. It was a deeply personal reminder that behind every policy debate are individual lives and families forever changed by tragedy.

As compelling as Tom Homan’s remarks were, they established a tone that would continue throughout the afternoon.

Personal Convictions

Each speaker addressed a different aspect of public service, yet an unmistakable thread connected them. Whether discussing national security, communications, Jewish outreach, or religious liberty, many spoke not only about the responsibilities of their office but also about the personal convictions that shaped how they approached their work.

Dr. Sebastian Gorka, Deputy Assistant to the President and Senior Director for Counterterrorism on the National Security Council, reflected on the national security challenges confronting the United States and the weight of the responsibility borne by those entrusted with protecting the country. His remarks served as a reminder that decisions made inside the White House often carry consequences extending far beyond Washington.

The afternoon was not without lighter moments.


Will Scharf, the White House Staff Secretary, whose office oversees the legal review and processing of executive orders, memoranda, and other official actions before they reach the President’s desk, recalled a White House Hanukah celebration where he had been asked to light the menorah and recite the blessings in Hebrew. When he finished, President Trump smiled and remarked, “I knew you were Jewish. I just didn’t know you were that Jewish.”

The room erupted in laughter.

Moments later, the atmosphere shifted. Scharf shared a more personal story from earlier in his life when he had hesitated to identify openly as Jewish. Someone noticed and quietly told him, “You are the apple of Gd’s eye.”

Those words, he explained, stayed with him.

From that day forward, he resolved to never again hide or diminish his Jewish identity.

Jennifer Korn, Director of the White House Faith Office, described the office’s mission of building meaningful partnerships with faith communities and ensuring their voices remain part of the national conversation. Rather than viewing faith leaders merely as outside stakeholders, she spoke of cultivating ongoing relationships built on dialogue and mutual trust.

Martin Marks, Special Assistant to the President for Jewish Outreach, discussed the administration’s continuing engagement with Jewish organizations across the country and the importance of maintaining an open dialogue with Jewish communities on issues of shared concern.

Paula White-Cain, Senior Advisor to the White House Faith Office and longtime spiritual advisor to President Trump, emphasized the unique role that houses of worship and faith-based organizations play in serving communities in ways government alone cannot. Kaelan Dorr, Deputy Assistant to the President and Deputy Communications Director, offered a behind-the-scenes look at communicating presidential priorities in an era shaped by social media, 24-hour news cycles, and constant public scrutiny.

Faith as a Calling

Although each speaker focused on a different area of responsibility, a common theme emerged. Faith was not presented as something separate from public service. Rather, it was described as one of the principles that inform it.

As I listened, it struck me that although each speaker had arrived by a different path, many expressed a remarkably similar conviction. They spoke of public service not merely as a profession, but as a calling. Whether one shares that belief or not, it was impossible not to notice how naturally and consistently it surfaced throughout the afternoon.

During a brief break in the program, I stepped into the hallway. Jennifer Korn and Paula White-Cain had just concluded their portion of the briefing and were making their way toward the elevator. We found ourselves walking together, and what began as a chance encounter quickly became an engaging conversation.

Throughout the afternoon, one theme had continued to resonate with me. Speaker after speaker had spoken naturally about faith. Not as a political slogan or carefully crafted messaging, but as something that genuinely shaped the way they viewed their responsibilities and their service.

I shared a concern that has occupied my thoughts for some time. A society cannot exist in a moral vacuum. When faith is pushed to the margins and history is forgotten, something else inevitably fills the void. Throughout history, we have seen ideologies rush to replace the moral foundations that once held societies together. In my view, many of the divisions we see today are rooted in that process.

Jennifer listened thoughtfully as we continued down the hallway. Although our conversation lasted only a few minutes before we reached the elevator, I appreciated the opportunity to exchange ideas beyond the formal presentations.

Influence as Currency

When I returned to the briefing room, another thought lingered. Throughout the afternoon I had heard discussions about national security, religious liberty, communications, Jewish outreach, and public policy. Yet another realization slowly emerged. In today’s world, influence has become a form of currency. The people invited into rooms like this often become the voices that policymakers, journalists, and the broader public come to associate with the Jewish community. As I looked around the room, I realized there was no one else representing the Orthodox Torah community.

That realization gave new meaning to the berachah my rabbi had given me before I left for Washington. Only then did I fully understand what he meant when he blessed me to create a kiddush Hashem.

A kiddush Hashem is not always made from behind a podium. More often, it is created quietly, by showing up prepared, listening carefully, speaking thoughtfully, and allowing others to encounter Torah Judaism through the integrity with which we live it.

When I returned to the briefing room, the formal program had concluded. Small groups of attendees lingered, introducing themselves, exchanging ideas, and continuing conversations that had begun during the presentations. It was a reminder that some of the most valuable moments at gatherings like these happen after the official agenda has ended.

I found myself speaking with several administration officials about an issue that has become increasingly important to me. Public policy and public perception are not the same thing. An administration may accomplish a great deal, but if those accomplishments are not communicated clearly and consistently, many Americans will never know about them. In today’s media environment, governing and communicating have become inseparable. Good policy deserves good communication.

The Ordinary Moments

Eventually the conversations came to an end, and it was time to leave. Earlier that morning, my husband and I had started the day together before going our separate ways in Washington. He spent the day at a medical conference while I attended the White House Faith Office briefing. That evening, as we drove home, I thought about how differently we had spent our day, yet how similar our purpose had been. He had devoted the day to advancing his knowledge so he could better serve his young patients. I had spent mine listening, learning, and participating in conversations about faith, public policy, and the concerns of the Jewish community.

My thoughts returned once again to the berachah my rabbi had given me before I left. This time, however, I understood it differently.

Most of us will never be invited to a White House briefing. Most of us will never sit across the table from senior administration officials or have the opportunity to discuss issues affecting our community. But every one of us will find ourselves in rooms where people know little about Torah Judaism. A boardroom. A classroom. A doctor’s office. A business meeting.  A neighborhood gathering. A conversation with a neighbor, a colleague, or a stranger. In those moments, whether we realize it or not, people are learning about Torah Judaism not from a book or a lecture, but from the person standing in front of them.

Perhaps that is what my rabbi understood all along.


A kiddush Hashem is rarely created in extraordinary moments. More often, it is created in ordinary ones. It is reflected in the way we speak, the way we listen, the respect we show others, and the integrity with which we conduct ourselves.

The White House briefing was a privilege. The greater privilege, however, is one that belongs to every one of us. Every day, Hashem places us in rooms where we have the opportunity to elevate His Name. The question is not whether those opportunities will come. The question is whether we will recognize them when they do.

Riddles – August 2026

RIDDLE: The Secret Password

Submitted by:  Carl F.

A person approaches a secret club and hears a voice say “twelve.” They respond with “six” and are let in. Another person arrives, hears “six,” and replies with “three,” and also gains entry. The third person hears “ten,” and says “five,” but is denied entry! What should they have said to get in?

Last Month’s Riddle: Questionable Question

Ask this question all day long, but always get completely different answers, and yet all the answers will be correct. What is the question?

Solution: What time is it?

Solved by: Morris Kabani, Family Blum, Amalia Slomiani, Double Trouble K, Danny Esses, Evelyn H., Big Mike, Ezra Sitt, Steve Berger, and The Shmulster.

JUNIOR RIDDLE: What Is It?

Submitted by:  Ellen Z.

What can be driven although it doesn’t have wheels, sliced but stays whole?

Last Month’s Junior Riddle: Bucket List

What can you put in a bucket to make it weigh less?

Solution:  A hole!

Solved by: The Blum Family, Haim Soleimani, Sam K.,  Rachel Sitt, The Big Cheese, Benjamin Dweck, Family Zimmerman, Victor B., Ezra Sitt, and The Shmulster.

The Lighter Side – August 2026

You Get What You Pay For

An old man walks into a town square with a big sign around his neck that reads, “Old Man’s Message: Wisdom for a nickel!”

A skeptical passerby tosses a nickel into the old man’s hat and says, “Alright, wise guy, what’s your message?” The old man looks up, grinning ear to ear, and says, “Never spend a nickel on something you can learn for free!”

Shirley K.

Don’t Look Back

Rabbi Weinstein was teaching his third grade class the story of Lot and his wife. Rabbi Weinstein described that when Lot’s wife looked back at Sodom she turned into a pillar of salt.

Just then little David Silverstein interrupted. “My mommy looked back once while she was driving,” he announced, “and she turned into a rose bush!”

Leon B.

Expert Advice

On a flight to Florida, Mary was preparing notes for one of the parent education seminars she conducted. The elderly Jewish woman named Rivka sitting next to Mary explained that she was returning to Miami after having spent two weeks in New York visiting her six children, 18 grandchildren, and 10 great-grandchildren. Then Rivka inquired what Mary did for a living.

Mary told her that she was an educational psychologist, fully expecting Rivka to question her for free professional advice.

Instead, Rivka sat back and said, “Okay, if there’s anything you want to know, just ask me.”

Rhonda T.

Eye of the Tiger

Max is 90 years old. He’s played golf every day since his retirement 25 years ago.

One day he arrives home looking downcast.

“That’s it,” he tells his wife Miriam. “I’m giving up golf. My eyesight has gotten so bad that once I’ve hit the ball, I can’t see where it went.”

Miriam sympathizes and makes him a cup of tea with a piece of cake. As they sit down, she says, “Why don’t you take my brother Herman with you and give it one more try?”

“That’s no good,” sighs Max. “Your brother’s a hundred and three. He can’t help.”

“He may be a hundred and three,” says Miriam, “but his eyesight is perfect.”

So, the next day, Max heads off to the golf course with his brother-in-law Herman. He tees up, takes an almighty swing, and squints down the fairway.

He turns to Herman. “Did you see the ball?”

“Of course I did!” replies Herman. “I have perfect eyesight.”

“Where did it go?” asks Max.

“I don’t remember…”

Victor  L.

Multilingual

An American soldier serving in Israel called his family from overseas. “Hi Mom, I learned to speak three languages since I’ve been deployed.” His mom responded, “Well, I hope one of them is better English so you can tell us all about it!”

Dave  J.

Don’t Worry – Be Happy

Moishe, Shmuel, and Chaim met once a week in the Lower East Side in Manhattan to discuss the world’s situation. On one occasion, they tried to solve the problems of life.

“Where do all of life’s problems come from?” asked Chaim.

The more they talked about it, the more they thought they knew the answer. The problem of life is that everyone has worries. “If people didn’t have any worries,” said Shmuel, “then life would be easy.”

But now that they knew, another question remained. How can we three end our worries?

They thought for a while and then Moishe said, “Why don’t we hire somebody to do all the worrying for us so that we can then have it easy?”

Shmuel said, “Great idea. It won’t be an easy job, but between us, we could come up with enough to compensate him for this challenging role.”

So, they all agreed to chip in to pay someone $2,000 a month to do all their worrying for them.

They were very happy with this decision until Shmuel pointed out the flaw.

“Tell me,” he said, “If the man is making $2,000 each month, what has he got to worry about?”

Hannah P.

Dental Dues

Morty went to visit his dentist, Dr. Goldstein, and sure enough, his candy habit had caught up to him.

Dr. Goldstein: I have to pull the aching tooth, but don’t worry – it will take just five minutes.

Morty: And how much will it cost?

Dr. Goldstein: It’s $450.00.

Morty: $450.00 for just a few minutes of work?!

Dr. Goldstein: I can extract it very slowly if you’d like.

Sammy C

Fire Drill

Saul and his classmates at the Talmud Torah Center had just finished a tour of the local fire hall.

Before each student could leave, the fire chief quizzed him. He asked little Saul, “What do you do if your clothes catch on fire?”

Saul replied promptly, “I don’t put them on!”

Maxine R.

Money Is No Object

Issy is not well and goes to see Doctor Myers. After examining him, Doctor Myers says, “Well, I can help you, but it will require many sessions.”

“Okay,” says Issy, “how much is this going to cost me?”

“The 12 sessions plus drugs will cost you $1,500,” replies Doctor Myers.

“Oy,” says Issy, “I’m not a wealthy man, Doctor. Couldn’t you make it less?”

“Well … I could do it for $1,200,” replies Doctor Myers.

“It’s still more than I can afford, Doctor,” says Issy. “I’ve got three children and a wife to support.”

“Okay,” says Doctor Myers, “how about $1,000?”

“It’s still too high, Doctor,” says Issy. “My business is doing terrible and my wife has told her mother that she can live with us.”

“Alright already,” says Doctor Myers, “I’ll do it for $600 and not a penny less.”

“Thanks Doctor, I can do that,” says Issy.

“Good,” says Doctor Myers, “but tell me – why did you come to me to seek treatment when you know I’m the most expensive doctor in this area?”

“Well,” replies Issy, “you’ve got a marvelous reputation and when it comes to my health, money is no object!”

Harry S.

Expensive Taste

Mrs. Epstein, feeling sorry for a pauper who appears at her door, invites him in, and gives him a substantial meal: chicken, kugel, wine, and two kinds of bread – rye bread and challah.

The pauper devours everything he is given except the rye bread. “The challah was wonderful,” he says. “Do you have any more?”

“My dear man,” says Mrs. Epstein, “we have plenty of rye bread, but challah is very expensive.”

“I know,” says the pauper. “But believe me lady, it’s worth it!”

Marvin D.

Community Highlights – Jersey Shore Hatzalah Celebrates Ribbon Cutting for New Paramedic Program

Last month, Jersey Shore Hatzalah marked a significant milestone with a ribbon-cutting ceremony celebrating the launch of its new Paramedic Program, expanding the organization’s emergency medical capabilities throughout the Jersey Shore community.

The event brought together Hatzalah volunteers, community leaders, supporters, and local officials to recognize the growth of an organization dedicated to providing rapid emergency medical response and lifesaving care.

The new Paramedic Program represents a major advancement for Jersey Shore Hatzalah, adding enhanced medical expertise and advanced emergency care resources to its existing volunteer EMS operations. The program is designed to strengthen the organization’s ability to respond to critical emergencies and provide patients with a higher level of care when every second matters.

Speakers at the ceremony highlighted the dedication of Hatzalah’s volunteers and the commitment of the community members and supporters who helped make the expansion possible. The ribbon-cutting celebrated not only the opening of a new program but also the continued partnership between emergency responders and the communities they serve.

The new Paramedic Program marks a new chapter for the organization as it continues its mission of delivering fast, professional, and compassionate emergency medical care to residents and visitors throughout the area.

Storms Leave Lasting Impact Across Deal, Long Branch, and Surrounding Areas

Residents and businesses across Deal, Long Branch, Oakhurst, and neighboring Monmouth County communities spent much of July recovering after torrential rain and flash flooding swept through the area on July 6th.

The powerful thunderstorms, which followed several days of extreme heat, produced intense rainfall that overwhelmed storm drains, flooded roadways, and left motorists stranded throughout southeastern Monmouth County. Flash Flood Warnings were issued as emergency crews responded to water rescues, road closures and flooding in low-lying areas.

Among the storm’s most significant incidents was the partial roof collapse at the BJ’s Wholesale Club in the Oakhurst section of Ocean Township. Authorities said two people were briefly trapped beneath debris but escaped without serious injuries.

Throughout the region, homeowners and business owners faced extensive cleanup as floodwaters damaged basements, landscaping, and personal property. Crews worked to clear debris, pump standing water, and restore normal traffic conditions after several roads became impassable during the height of the storm.

The July 6th flooding served as a reminder of the challenges coastal Monmouth County communities face during periods of intense rainfall. While the storm passed quickly, its effects lingered for days as residents assessed damage and completed repairs.

Local officials continue to encourage residents to monitor weather forecasts, heed flood warnings, and avoid driving through flooded roadways, noting that even brief but intense summer storms can create dangerous conditions in communities along the Jersey Shore.

Flatbush Shomrim, NYPD Foil Card Skimming Operation in Flatbush

A rapid response by Flatbush Shomrim, working in close coordination with the NYPD, led to the arrest of two individuals in connection with an alleged payment card skimming operation targeting local businesses.

The investigation began after Flatbush Shomrim received reports that suspicious devices had been placed on a payment terminal at a Flatbush grocery store. Volunteers immediately reviewed surveillance footage, identified the suspects, and circulated their descriptions to members throughout the neighborhood.

Several hours later, Flatbush Shomrim received information that the suspects had returned to the area. Volunteers located the vehicle and maintained observation while coordinating with responding NYPD officers, who conducted a traffic stop on Ocean Avenue following a brief pursuit. Both individuals were taken into custody without incident and were charged with possession of a forgery device.

Investigators believe the suspects visited multiple businesses in Flatbush, and authorities are examining whether they may be connected to similar incidents in other neighborhoods. The investigation remains active as detectives work to determine the full scope of the operation.

The arrests highlight the effectiveness of the longstanding partnership between Flatbush Shomrim and the NYPD. Through the prompt reporting of suspicious activity, rapid review of surveillance footage, and coordinated communication with law enforcement, the suspects were identified and apprehended within hours of the initial report.

Once Upon A Thyme – Cinnamon Stick Beef Kabobs with Basil Garlic Aioli

Adina Yaakov

Take your next meal or gathering up a notch with these Cinnamon Stick Beef Kabobs with Basil Garlic Aioli. Juicy, garlic herb seasoned beef is molded onto cinnamon sticks, adding a subtle hint of warm spice and an eye-catching presentation. Paired with a creamy basil garlic aioli, these savory kabobs are perfect for summer cookouts, Shabbat or holiday appetizers, or anytime you want to serve something that’s both delicious and memorable.

Beef Kabob Ingredients

  • 1 lb. ground beef
  • 1 cup chopped fresh parsley
  • 1 tsp salt
  • Pinch of black pepper
  • 3 cloves garlic, minced
  • 15-20 cinnamon sticks

Basil Garlic Aioli Ingredients

  • 1 tbsp olive oil
  • 1 cup mayonnaise
  • 4 cloves garlic
  • ½ cup fresh basil leaves
  • 1 tsp salt
  • ¼ cup lemon juice
  • 1 tsp honey

Directions

Beef Kabobs

  1. Preheat your oven to the broil setting on high and position a rack about 6 inches from the heat.
  2. In a large bowl, combine the ground beef, parsley, salt, pepper, and minced garlic. Mix until evenly combined.
  3. Divide the mixture into 15-20 equal portions and shape each into a small oval or football shape.
  4. Insert a cinnamon stick into each portion and gently press the beef around the stick to secure it.
  5. Arrange the kabobs on a baking sheet and broil for 8-10 minutes, turning once halfway through, until the beef is browned and cooked through.
  6. Serve warm with the basil garlic aioli and top with chopped basil or parsley for serving.
Basil Garlic Aioli
  1. Add the olive oil, mayonnaise, garlic, basil, salt, lemon juice, and honey to a blender or food processor.
  2. Blend until smooth and creamy.
  3. Refrigerate until ready to serve.

How Do I Know I Need Help?

September brings a distinct shift in rhythm. As summer fades, families face the hectic transition back to school, marked by chaotic schedules and academic pressures. Simultaneously, the High Holidays arrive, bringing a dense season of reflection, family gatherings, and community expectations. While this time of year can be rich with meaning, the combination of major routine shifts and intense holidays creates a perfect storm for stress, anxiety, and depression.

When seasonal pressure mounts, it can be difficult to distinguish between temporary holiday burnout and a deeper mental health concern. To help clear up this confusion, professionals look at a structured framework to evaluate emotional well-being: Intensity, Duration, and Frequency (I.D.F).

Intensity: The Volume of Your Emotions

Intensity refers to the severity of the emotional distress you are experiencing. It measures how deeply an emotion or state of mind impacts your daily functioning.

Everyone experiences holiday stress or seasonal anxiety. However, normal stress usually allows you to maintain your routines. High intensity means the volume of these emotions has been turned up to a disruptive level. You might find that anxiety prevents you from participating in family gatherings, profound sadness makes it impossible to focus at work, or irritability strains your closest relationships.

When emotional pain peaks to the point where it impairs your ability to work, socialize, or care for yourself, the intensity indicates that standard self-care is no longer sufficient. Therapy provides a safe space to de-escalate this intensity and develop healthy coping mechanisms.

Duration: The Persistence of the Struggle

Duration tracks how long the emotional distress has been occurring. A difficult, overwhelming week during the peak of holiday preparation is a natural reaction. But when that heavy cloud stretches long past the season without relief, or persists even when the stressor itself wasn’t particularly intense, it may signal a formal mood disorder.

In clinical settings, the length of time a symptom persists helps differentiate between temporary situational stress and conditions like clinical depression or bipolar disorder. Diagnostic guidelines typically require symptoms to last consistently for weeks or months before a mood disorder is identified.

If you realize you have been feeling “off,” hopeless, or constantly overwhelmed for weeks on end, you are dealing with a prolonged duration. Therapy can help identify if a mood disorder is present, disrupting these long-standing cycles so a temporary autumn transition does not solidify into a chronic struggle.

Frequency: The Consistency of the Incidents

Frequency examines how often the distress or negative behavior occurs within a given timeframe. It measures the regular occurrence of your symptoms.

Experiencing a single panic attack during a chaotic week or having an occasional sleepless night due to a busy schedule is manageable. However, if panic attacks occur weekly, or if emotional crashes happen multiple times a week, the high frequency demands attention.

When negative thoughts, bursts of anger, or tearful episodes happen regularly, they chip away at your resilience. Tracking the frequency helps you see patterns that are otherwise easy to minimize. A high frequency of distress means your mind and body are continuously operating in a state of alarm, and a therapist can help you identify and address the underlying triggers.

Listening to the Signals

The I.D.F framework removes the guesswork from mental health care. You do not need to wait for all three metrics to reach a critical maximum before you deserve support. A high score in any of these areas is a valid reason to connect with a professional counselor. Listening to these signals early allows you to take control of your well-being and begin the healing process.

One Year Later: Universal School Meals Program Is Transforming Life for New York’s Nonpublic School Families

Eddie Esses

Sometimes the most meaningful victories are measured not by headlines, but by the thousands of families whose daily lives become just a little easier.

One year after Governor Kathy Hochul signed New York’s Universal School Meals program into law, the impact is undeniable. More than 42,000 additional nonpublic school students are now receiving free breakfast and lunch each school day, helping families save money, eliminating the stigma of “lunch shaming,” and ensuring that every child, regardless of where they attend school, has access to nutritious meals.

For New York’s Jewish community and the broader nonpublic school community, this represents one of the most significant education victories in recent memory.

A Promise Finally Fulfilled

For years, advocates pushed for New York to recognize a simple principle: every child deserves access to healthy meals at school, regardless of family income or whether they attend a public, charter, or nonpublic school.

Hochul made that vision a reality by securing $340 million in the FY2026 State Budget to establish truly universal free school meals across New York.

Today, every participating public, charter, and nonpublic school can offer free breakfast and lunch to every student, with New York State covering the remaining cost for students who were not previously eligible for free meals.

The result is exactly what supporters hoped for: greater participation, healthier children, and meaningful financial relief for families.

Dramatic Increase in Nonpublic School Participation

Between March 2025 and March 2026 more than 42,000 additional nonpublic school students are now benefiting from the program statewide, a remarkable increase that demonstrates both the demand for and the success of universal school meals. The nonpublic school increase includes 33,000 children attending yeshivas and Jewish day schools in NYS (and within that figure, 4,000 children attending Sephardic yeshiva schools).

More Than Meals

Universal school meals are also delivering substantial savings to working families.

Analysts have estimated that nonpublic school parents are collectively saving approximately $60 million annually through the program – averaging a savings of up to $1,440 per child.

For families already making significant sacrifices to provide a Jewish or other faith-based education for their children, these savings are meaningful. Every dollar families no longer spend on school meals is a dollar that can instead go toward tuition, housing, childcare, or other household expenses.

Senator Sutton’s Advocacy with the Governor

Long before taking office, Senator Sam Sutton championed universal school meals as President of the Sephardic Community Federation (SCF), recognizing that thousands of middle-income families were falling through the cracks. Many families earned too much to qualify for traditional meal assistance but still struggled with the rising cost of living and private school tuition.

SCF also fought to end the harmful practice of lunch shaming, a problem that affected children across every community. Although New York City had been legally authorized since 2017 to provide universal school meals, including kosher and halal options, implementation stalled for years despite persistent advocacy.

After being elected to the State Senate, Senator Sutton continued making funding for non-public schools a top priority, working closely with Governor Hochul and legislative leaders to continue bringing additional funds to our yeshivot.

Senator Sutton has developed a close and productive partnership with Governor Hochul, one that has consistently translated into meaningful investments for New York’s Jewish communities. Whether securing increased security funding, expanding educational support, or advancing initiatives that ease the financial burden on families, that strong working relationship has delivered tangible results where they matter most.

Another Major Win for Nonpublic School Families

Hochul’s commitment to New York’s nonpublic school community extends beyond universal meals.

Just this past month, she also committed New York to opting into the new Federal School Choice Tax Credit, allowing donors to nonprofit scholarship organizations to receive a $1,700 federal tax credit for eligible contributions.

For New York’s Jewish community, this represents another landmark achievement. Once implemented, the program is expected to generate tens of millions of dollars in scholarship funding that will directly help families offset the cost of nonpublic school tuition. 

Combined with Universal School Meals, these initiatives represent one of the most significant reductions in the cost of nonpublic education that New York families have seen in decades.

Senator Sam Sutton

“A free breakfast and lunch for every school child in New York State is now a reality and [is] showing impressive results. NYC and NYS nonpublic school children are saying goodbye to lunch shaming and hello to a nutritious breakfast and lunch regardless of income.”

Vacation Home or Investment Property?

Karen Behfar

For many people, owning a second property represents more than just a financial milestone. It’s the realization of a long-time dream, or a vehicle to build long-term wealth, or perhaps even both. Whether you’re picturing summer weekends at the beach, the summer vacation upstate, or a rental property that generates additional income, purchasing another home is an exciting step. But before you begin searching, it’s important to understand the difference between a vacation home and an investment property.

Although both are considered second homes, they are purchased with very different goals in mind. Knowing which one best fits your lifestyle and financial plans can help you make a confident decision.

A vacation home is purchased primarily for personal enjoyment. It’s a place to escape the daily routine, spend quality time with family and friends, and create traditions that can last for generations. While some owners choose to rent their property occasionally, the main purpose is to enjoy it themselves.

For families who return to the same destination year after year, owning a vacation home offers familiarity and convenience. Instead of planning each trip around hotel reservations, you have a place that’s truly your own. Over time, the property may also appreciate in value and could even become a retirement destination down the road.

Of course, owning a vacation home also comes with responsibilities. In addition to the purchase price, there are ongoing expenses such as maintenance, insurance, property taxes, and repairs. If the property is located several hours away, or even in another state, you’ll also want a plan for managing it when you’re not there.

An investment property, on the other hand, is purchased with a different objective. Rather than focusing on personal enjoyment, the goal is to generate income and build long-term financial growth. Whether it’s a single-family home, a condominium, or a multi-family property, an investment property is intended to work for you financially.

Rental income can help offset monthly expenses while allowing the property to build equity over time. Many people view real estate investing as a way to diversify their financial portfolio and create another source of income for the future.

However, investment properties require a different mindset. Being a landlord means preparing for vacancies, coordinating repairs, responding to tenants, and keeping up with local regulations. Some owners enjoy managing these responsibilities themselves, while others prefer hiring a professional property manager. Financing requirements also differ from those of a primary residence, making it especially important to understand your options before purchasing. We recommend consulting with a mortgage broker to understand both options clearly before you make your decision.

So, Which One Makes More Sense?

The answer depends on what you’re hoping to accomplish.

If your priority is creating a place where your family can relax, reconnect, and make memories together, a vacation home may be the perfect fit. The value isn’t measured only in dollars, but also in experiences that become part of your family’s story.

If your focus is growing your wealth and creating additional income, an investment property may better support your long-term financial goals. For many buyers, watching a property appreciate while generating rental income can be a rewarding strategy for building financial security.

Some homeowners even find themselves somewhere in the middle. They purchase a property they genuinely enjoy and rent it during the times they’re not using it. Depending on the property’s location and local regulations, this approach can provide the best of both worlds of personal enjoyment along with supplemental income.

Before You Make the Leap

No matter which path you’re considering, it’s worth taking the time to research the market, understand the costs of ownership, and learn about any local rules that could affect your plans. Every community has its own regulations regarding rentals, taxes, insurance, and licensing, so gathering the right information early can help you avoid costly surprises later.

Most importantly, think about how the property fits into your life, not just today, but five, ten, or twenty years from now. The best real estate decisions are the ones that support both your financial goals and the lifestyle you want to create.