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President Trump Visits Deal, NJ for Fundraiser

Last month, President Donald Trump visited Deal, NJ to attend a fundraiser at the estate of his late friend, Stanley Chera, a”h. The fundraiser took place on the Chera estate on Ocean Avenue.

Two days after Stanley Chera’s passing on April 11, Trump tweeted, “My deepest sympathies go out to Frieda Chera and the family of the late, great, Stanley Chera, one of Manhattan’s most brilliant real estate minds. Stanley was charitable, kind, and a wonderful friend. He will be truly missed!”

Trump supporters Victor Harary and Ray (Rocky) Antoki cheering for Trump.

President Trump landed in Marine One, the helicopter which transports the president, on a field of the public local school opposite the Park Avenue Synagogue. On the short drive to the Chera estate, Trump was met with an enthusiastic crowd waving pro-Trump signs along the way, as well as several protesters with anti-Trump signs. At 2pm, hours before Trump’s anticipated arrival, protesters for and against his administration squared off  on either side of South Lincoln Avenue, trading chants – “Dump Trump!” and “Four more years!”

The event was closed to reporters, but an RNC official said the event raised over $5 million.

Senator Gounardes Announces Community-Led Graffiti Removal Program

Senator Andrew Gounardes partners with local precincts to remove graffiti.

Following the city’s cuts to the $3 million graffiti removal program, State Senator Andrew Gounardes announced a local volunteer initiative to remove graffiti. Gounardes’ program partners with the 61st, 62nd, 63rd, and 68th police precincts to take graffiti reports from residents and deploys community volunteers to clean up the graffiti. He encouraged all who notice graffiti to call his District Office number – 718-238-6044.

The program is part of his “3 for Community Initiative,” a volunteer program where southern Brooklyn residents commit to at least three acts of kindness or volunteerism each week. Through 3 for Community, Gounardes has led several community clean ups and neighborhood improvement projects.

“Keeping our neighborhoods clean is part of keeping them such great places to live. Every New Yorker – no matter their background – deserves to be able to enjoy our streets and open spaces. We have a responsibility to one another to maintain and improve our shared spaces so that we can ensure our community continues to thrive, no matter the circumstances,” said Senator Andrew Gounardes.

The Deal Misaskim Volunteers Need Your Help

The Misaskim delivery vehicle that has serviced the Deal Community has broken down beyond repair. There isn’t a shivah home in the area that hasn’t been provided for by the Misaskim volunteers of Deal in the past. They need to purchase a new truck and more equipment in order to continue servicing our community uninterrupted. If interested in giving a donation – go to the following link: https://www.rayze.it/deal2020  or call  718 854 4548.

Tizku L’mitzvot!

 

 

Between Carpools – Mock Ribs

Rather than preparing ribs, you can use a brick or French roast, cut into rib-like cubes so they have the appearance of short ribs on the plate or in the serving dish. You’ll get more meat for the money, but then there’s no roast to slice! Everyone just takes a large “rib” or two.

This time we’re using the recipe that we use to prepare the pulled beef for our Pulled Beef
Tacos (this meat will also shred beautifully!), but you can use any rib recipe to prepare roast this
way!

2 tablespoons vegetable oil
5 pounds brick or French roast, cut into 3-inch cubes
1 teaspoon kosher salt
1/2 teaspoon fresh ground black pepper
4 garlic cloves, coarsely chopped
1 (16-ounce) can tomato sauce
1 cup house made barbeque sauce
1 cup beef stock
1/4 cup apple ci ​der vinegar
1/2 teaspoon ground mustard

  1. Preheat oven to 325 degrees Fahrenheit.
  2. Heat oil over medium heat in a large, heavy, oven-safe pot or Dutch oven, and
    brown the mock ribs on all sides, about 5 minutes, working in batches if
    necessary. Sprinkle mock ribs with salt and black pepper as they brown. Transfer
    cooked ribs to paper towels to blot up extra oil.
  3. Stir in the garlic, and cook until fragrant, about 1 more minute. Mix in tomato
    sauce, barbeque sauce, beef stock, apple cider, and mustard. Bring the sauce to a
    boil, and simmer for 1 minute to blend flavors. Stir in the browned mock ribs.
  4. Cover the pot, and bake in the preheated oven until the rib meat is very tender,
    about 2 1/2 hours. Turn the ribs occasionally while cooking.
  5. Season with salt and pepper.
  6. At this point, you can remove the meat and reduce and sauce a bit (cook it over
    medium-low heat) to let it thicken. Then return the meat to the pan and warm
    when ready to serve.

The Case – But You Gave Your Word

Steve and Jennifer were actively pursuing the purchase of Sam’s home for nearly a year. Sam owned a desirable property and was clearly holding out to get his price. Eventually, Steve and Jennifer conceded to pay Sam’s price and in late February they shook hands and verbally committed to the deal. While the lawyers were preparing the final draft of the contract for the sale, the coronavirus spread throughout the Tri-State area. As soon as the couple internalized the potential financial effects of the pandemic, they notified Sam that they were reneging on their word to buy his property. Sam was flabbergasted by the turn of events. In Bet Din, he presented a list of three buyers that he turned away after Steve and Jennifer agreed to the deal. Sam claimed that these buyers were no longer available, and that one buyer already closed on another property. Steve and Jennifer expressed their potential financial hardships and were unwilling to commit to the purchase even at a lower price.

Are Steve and Jennifer required to keep their word and purchase the property? Is Sam entitled to compensation for his loss? How should the Bet Din rule and why?

An Important Notification

Due to the current COVID-19 crisis, many financial disputes have emerged and are presently being settled by qualified rabbinical courts around the globe. It is important for parties in dispute to submit their respective claims to competent halachic authorities. The laws governing a pandemic are detailed and complex, and only an experienced Bet Din with a broad knowledge of monetary law can rule accurately. The following article highlights only some of the research done for this case, as part of the information is too intricate to record and is beyond the scope of this article. Since no two cases are the same, it is not recommended to apply this ruling even to a similar case, as often minor details can substantially sway the outcome of a decision. Nevertheless, it is valuable for us to study the laws of the Torah and acquire a basic understanding of monetary laws that apply to a pandemic.

Torah Law

According to the ruling of the Shulhan Aruch the sale of real estate is final only after a contract is signed and funds are transferred.  However, if a contract is not signed, a number of leading halachic authorities view the transfer of funds as a legal commitment to purchase a property. Hence, if either the buyer or seller renege after a deposit was transferred but a contract was not yet signed, a Bet Din will likely intervene.

The above ruling is applicable in instances in which a buyer and seller pursue the sale of real estate beyond the initial stage of a verbal commitment. In the absence of any binding form of transaction, legally both parties maintain the right to renege on a verbal agreement. Nevertheless, by rule of the Shulhan Aruch, one who defaults on a verbal commitment is viewed as untrustworthy. Breaking one’s word is considered unethical conduct and taints the reputation of the offender.

According to the ruling of the Shulhan Aruch a person is responsible to follow through with a sale once he gave his word, even if there is a fluctuation in the market price in the interim. Other leading halachic authorities rule in leniency and allow a party to renege on a verbal commitment if there is a fluctuation in price. Nevertheless, Jews of Sephardic origin are required to abide by the teachings of the Shulhan Aruch and are therefore restricted from breaking their word in such situations.

Notwithstanding, in certain remote instances one is permitted to renege on a verbal agreement. A pandemic that severely shifts the financial stability of a party provides exemption of any moral obligation to honor one’s word. Since it is beyond the shadow of a doubt that the verbal commitment was not extended under such extenuating circumstances, it is permitted for one to renege without suffering the repercussions of a tainted reputation. As per other instances in which one is permitted to back out of a deal after a verbal commitment, one is required to contact a Bet Din before acting.

Often, a party that reneges causes indirect damage to his counterpart. If such damages can be proven by a victim, the reneging party must provide compensation for the loss incurred. Nevertheless, in instances in which a reneging party is subject to circumstances beyond his control, no liability is imposed for damage caused. Hence, a potential buyer that reneges on a purchase because of COVID-19 is not responsible for the damages caused to the seller.

VERDICT: Everything Within Reason

Our Bet Din ruled in favor of Steven and Jennifer, allowing them to walk away from the purchase of Sam’s home without any financial or moral obligation. As mentioned in Torah law, in the absence of a signed contract and transfer of a deposit, a sale is not binding. Steven and Jennifer are therefore free of any financial obligation or penalty for reneging on their commitment to buy.

Furthermore, Steven and Jennifer were reneging on the deal because of a severe shift in their financial status as a result of the COVID-19 pandemic. Unfortunately, the past five months were devastating for the couple as they lost their main source of income and suffered irreparable damage. Although verbally committing to buy generally represents a deep moral obligation, in such extenuating circumstances Steven and Jennifer’s moral obligation is waived. It is beyond the shadow of a doubt that in hindsight the couple would never have committed to purchase if they knew of their future financial misfortune.

Additionally, Sam is not entitled to compensation from the couple for his loss of time and opportunity with other potential buyers. Firstly, there was no guarantee any of the other potential buyers would have finalized a purchase. Furthermore, Steven and Jennifer reneged on the deal because of circumstances beyond their control. They are not liable for indirect damage caused by extenuating circumstances.

YOU BE THE JUDGE

A Cash Advance

Solomon extended a five-year loan of $200,000 to his brother-in-law Danny back in 2018. The terms of the loan included monthly payments of $5,000 for 60 months. Although the loan was extended to Danny’s LLC, Solomon required Danny to sign legal documentation making him personally responsible for the funds. After making his monthly payments for two years, Danny expressed concern that he is paying interest of $100,000 to Solomon over the course of their five-year agreement. Solomon dismissed Danny’s concern, explaining that money extended to a corporation is not subject to Jewish law restricting interest. The two appeared before our Bet Din for clarification of the law and signed on a binding of arbitration to comply with our ruling.

Can Danny continue to pay his monthly payments uninterrupted? If not, what is to be done with the balance of the funds owed? Is Solomon required to forfeit collecting money over the amount of $200,000 even though two years already passed? How should the Bet Din rule and why?

 

 

Back to School 2020 – Can Our Children Return to School Safely?

Can our children return to school safely?

This is the million-dollar question!

By the time you read this, I trust that you will feel comfortable with the reopening plans implemented by the schools your children attend.  The COVID-19 environment is unpredictable. However, many concepts related to getting our children ready for school remain the same. Let’s take a look at the back to school (BTS) process for Fall 2020.

The BTS process is a challenging and essential undertaking that we go through every year. As parents, we plan and prepare for the new school year and wean ourselves off vacation mode along with our kids. We return to our school year schedules and create new routines and habits.

Since mid-March, our lives have been consumed by the pandemic and we are living a new normal. We are learning to live with uncertainty and have worked to turn adverse situations into opportunities.

Priorities and New Issues During These Times

This year, the #1 priority for parents, the government, and school administrators is keeping students and staff safe and the COVID-19 virus from spreading.  The #2 priority is helping our children navigate the complex emotions they face about returning to school.  The Novel Coronavirus has produced high levels of uncertainty that we have never faced before.

In normal times, pre-pandemic, there was a certain amount of anxiety, stress, or trepidation that children experienced about returning to school, starting a new grade, a new division, or a new yeshiva.  During the pandemic, there are a host of additional issues to address and questions to answer for children and parents:

Will parents be able to go back to work?

How will my children get to and from school?

Will our kids be learning remotely or in person?

What will the classrooms look like? Will there be sufficient spacing?

Will the children have to wear face coverings all day?

Will all our kids’ classmates or friends be there?

Where will the students eat lunch?

Since all learning was remote for the last four months of the prior school year, some children may have struggled with virtual learning, fallen behind in their studies, craved the physical connection with other students, and now feel apprehensive about returning to school.

Our job as parents is to be able to reassure our children, respond to questions, and initiate a conversation to tap into how they are feeling about the new school year.

Allow me to provide some hizuk, encouragement.  If you have been a parent for a number of years, you have been fine tuning your parenting skills. Please draw upon the stored resilience and experience you already have.

Please remember that we are not the only ones whose lives have been turned upside down. Our children are our heroes too!  They could not play with friends or see their teachers, and they missed that vital physical and social connection that they experience in school.

Tips for Getting Ready for This School Year

Below are guideposts for you to review and use that hopefully will pave the way for a smoother BTS experience.

 Prepare for the Transition – This year’s planning includes lots of contingencies, but as parents we need to provide focus, direction, and structure for our kids.

Ease your children and yourselves into waking up and going to bed earlier before it is time for your kids to go back to school.  We all need to adjust to our new timetables and being well rested will support the entire family in getting back into the groove of school.  Are you all set with school requirements for supplies, uniforms, and gear?

Stay Updated and Educated – If ever there was a time to stay well-informed, it is now. Researchers continue to learn more about the Novel Coronavirus. Stay educated about COVID-19 by consulting state and CDC guidelines and teaching your children how they can be in control by washing their hands, wearing face coverings, and keeping socially distant.  You can ask for tips from your children’s pediatrician, school principals, and guidance counselors.

The NYC Department of Education has chosen a “blended learning” model for the fall, involving a combination of in-person and distance learning.  Most students will attend in-person classes two or three days a week and learn online the other days.  Social distancing and face coverings will be required, along with hand washing stations and new cleaning protocols.  Families will have the option to choose all-remote learning, for any reason.

Most of our yeshivot prepared reopening plans for different scenarios based on the current health situation and in accordance with the statutory guidelines.  The American Academy of Pediatrics recommended that “school policies be flexible and nimble in responding to new information, and administrators must be willing to refine approaches when specific policies are not working.”

If the number of COVID-19 cases remains low, most yeshivot will likely follow either a full-time in-person schedule or a blended hybrid model of virtual and in-person learning.  In-person learning can be based on a cohort model. Students are divided into cohorts or groups that remain together throughout the day.

Some schools are offering five days of in-person learning and others are offering three or four days of in-person with the other one or two days virtual. Reopening plans may also include a phased in approach, building up over several weeks to four or five days of in-person learning.

Plans include protocols created by medical experts and will require collaboration between the school, the students, and the parents to succeed. Procedures must be strictly followed if a child gets sick in school (parents must be vigilant about not sending children who do not feel well to school). Examples of other requirements are:  Nurses will be on sight, a screening of students will take place upon arrival at school, there will be fewer students in each classroom appropriately distant from each other and wearing face coverings, plexiglass barriers may separate students from each other and students from the teacher, staggered lunch periods, no socializing near lockers, and more.

The common objectives of school reopening plans are to ensure the safety and health of the students and staff and uphold the schools’ core educational standards and values.

We also have to be prepared for the possibility of an uptick in COVID-19 cases, which would mean our children would be sent home for five days of virtual learning.

 Listen and Validate – Practice active listening and validate your children’s feelings, fears, and anxieties.  Listening has become a lost art. Listen to what they are saying and perhaps not saying (their unspoken feelings). Help them articulate their emotions. If your children do not ask questions about COVID-19, you can start the conversation.  Allow them to talk about their worries and really listen and address those worries before school starts.  Inquire about their expectations for the new year. Yes, there are lots of questions that you do not have answers to.  Be patient, be honest, and help them feel safe.  For example, when talking to young children, you can say, “it’s normal to feel sad or scared.”

Be truthful but make sure your responses are age appropriate.  Be mindful about over-sharing.  Limit your children’s screen time and exposure to media.  Be calm when you talk about the pandemic.  Kids are smart and can read our facial expressions and tone of voice.

 Be a Positive Role Model – Being positive and practicing gratitude are tools that are even more important than usual in response to the pandemic.  Be mindful of modeling an optimistic approach with your children.

Our kids take their cues from Mom and Dad.  If you are stressed or appear anxious or frightened, the kids will pick up on it.  Communicate hope and be confident but avoid making promises you cannot keep.

Take a few minutes and ask your children to list three things that they are grateful for in the morning or evening.  You can do it as a family at breakfast or dinner.  The kids will be surprised about how many good things they still have in their lives and so will you!

Practice Flexibility and Resilience – Other key principles in our parenting toolbox include resilience and flexibility.  As parents, we need to practice self-care and put on our own oxygen masks first. If we get overwhelmed and burnt out, we will not be there for our families.

Flexibility is one of the fundamental rules of positive parenting.  Do not get stuck on ‘musts’ and ‘shoulds.’ If something is not working do not be afraid to change it.

Children learn a lot from their parents’ resilience, mainly when they see how their mothers and fathers tackle adversity and uncertainty.

It is so important to apply calmness, kindness, and consistency in responding to our children’s fears, particularly in these uncertain times.

The future is uncertain. What is certain is that, bezrat Hashem, our children will be learning once the school year begins, albeit in circumstances that cause significant challenges for all of us. Focus on the positive with your kids, and remind them that everything, including what will be with school and COVID-19, is in Gd’s hands.

 

Ellen Geller Kamaras, CPA/MBA, is an International Coach Federation (ICF) Associate Certified Coach. Ellen works part-time as an entitlement specialist at Ohel Children’s Home and Family Services. She can be contacted at ellen@lifecoachellen.com (www.lifecoachellen.com).

Dear Jido – September 2020

Dear Jido,

My newly widowed sister-in-law says she doesn’t want to come to us for the holidays this year due to her fear of COVID-19. We do not know what to do. We are not sure if she’s being honest and really just wants to be alone – or if we should insist that she join us.

Would it be considered disrespectful if we continue to invite her? She doesn’t have anywhere else to go to for the holidays. How can we make her realize that we really want and enjoy her company without making her feel bad if she really doesn’t want to come?

Signed,

Distancing Socially

Dear Concerned-In-Law,

Firstly, your sister-in-law must be made to understand that what you are offering is a sincere invitation because you enjoy her company and want her to continue to feel part of the extended family, not just because you feel sorry for her/your loss. Losing a spouse, or any family member, especially so soon before the holidays, can be devastating and disorienting; knowing that she has people who love her and welcome her is both comforting and uplifting.

She is not alone in her concern about a possible “second wave” of Covid infections. Many community leaders are cautioning us about letting down our guard too quickly. For this reason, her refusal might be consistent with her overall behavior irrespective of her new status. From that standpoint, you must accept her desires and see if there are other ways to “embrace” her. Perhaps, sharing some of your prepared foods or sending a special gift will make her feel that, circumstances aside, she always has a place at your table.

You might also be able to assure her that you will take all necessary precautions to make sure she is able to socially distance herself from other family members while still sharing in the holiday spirit.

These are strange times. Pesach was different for everyone. Let us hope that the New Year will bring an end to this magefah and that we will all be written for a year of health and happiness.

Tizku leshanim rabot.

Jido

 

 

The Lighter Side – August 2020

The Specialist

Doctor: You really must stop smoking or I’ll have to refer you to a specialist.

Herb: Really? What kind of specialist?

Doctor: A mortician.

Jack V. Grazi

The Chicken Coup

A woman walked into a store and requested a chicken. The butcher, who only had one bird left, didn’t want the woman to think that she was getting leftover stock, so he reached into his ice box and pulled out the lone chicken without letting on that it was the last one.

“That one is too skinny, do you have one a little larger?” she asked.

“Of course” said the butcher. He took the chicken behind the counter, away from view, and made a lot of noise rolling it around the ice as if he were searching for just the right chicken. He then pulled out the same chicken and showed it to her.

“Better,” she said. “Do you have one that’s a little prettier?”

The butcher took the chicken, rolled it in the ice again and offered it up a third time.

“Great,” the woman said. Relieved and proud of his clever ploy, the butcher was about to wrap the bird up for the lady when she said – “I’ll take all three.”

David D.

Watching the Neighbors

Tommy: Mom, I think the people who are living next door are really, really poor!

Mother: Now why do you say that Tommy?

Tommy: Because you should have seen the fuss they made when their baby swallowed a dime!

Danny F.

Domestic Vehicles

A new government study has found that the average American car now weighs 300 pounds more than it did ten years ago. However, this is only true, if the average American is sitting in the car.

Ezra H.

Medicine in the Military

I didn’t enlist in the Army – I was drafted. So I wasn’t going to make life easy for anyone. During my physical, the doctor asked softly, “Can you read the letters on the wall?”

“What letters?” I answered slyly.

“Good,” said the doctor. “You passed the hearing test.”

Albert N.

Auto Theft

An elderly Florida woman called 911 on her cell phone to report that her car had been broken into. Hysterical, she explained her situation to the dispatcher: “They’ve stolen the stereo, the steering wheel, the brake pedal, and even the accelerator!” she cried. The dispatcher said, “Stay calm. An officer is on the way.” A few minutes later, the officer on the scene radios in. “Disregard,” he says. “She got in the backseat by mistake.”

Ellen Z.

Exercise Visualization

A woman needed encouragement to keep pedaling the exercise bike at her gym. So my friend, the gym manager, said, “Close your eyes and imagine you are riding along Broadway in New York City – it will be more interesting.”

Inspired, the woman cycled on, but after a minute she stopped.

“What’s wrong?” asked my friend.

She replied, “The traffic light is red.”

Ralph T.

The Cookie Crime

A very troublesome eight-year-old boy was caught by his teacher stealing a bag of cookies from the cafeteria. His mother was called to school and the boy was brought before the principal.

“What did you steal?” asked the principal.

“A bag of cookies” the boy replied.

“How many cookies were in the bag?” the principal inquired.

“Three,” the boy said.

“Fine, so for the next three days you will stay in detention for two hours after school instead of going home,” the principal decided.

Just then, the boy’s mother spoke up and asked if she could say something.

“Yes, what is it?” the principal asked.

The mother said, “He also stole a bag of M&Ms.”

Raymond S.

Watermelon Wars

The local kids would sneak into Farmer Fred’s watermelon patch at night, and eat their fill of watermelons. One day, Farmer Fred came up with a way to discourage this money-losing situation. He put up a sign that read: “Warning! One of these watermelons has been poisoned!” He smiled smugly as he watched the kids run off that night without eating any of his melons. But when Fred returned to the watermelon patch the next day, although he found that none of the watermelons had been eaten, he did find a surprise. Next to the sign he had put up, was another sign that read: “Now there are two!”

Carol L.

Picture This

An amateur photographer was invited to dinner with friends and took along a few pictures to show the hostess. She looked at the photos and commented, “These are very good. You must have a good camera.”

A short time later, when the guests finished the meal, the photographer complimented the hostess saying, “That was a delicious meal. You must have some very good pots.”

Sari A.

Supermarket Sass

I was in the express line at the store, quietly fuming. Completely ignoring the sign, the woman ahead of me had slipped into the checkout line pushing a cart piled high with groceries. Then, the cashier beckoned the woman to come forward, looked into the cart and asked sweetly, “So, which six item would you like to buy?”

Lauren E.

College Currency

Stanley: “I don’t like to brag, but I am putting two kids through college.”

Bob: “Really? I didn’t even know you had one kid, let alone two!”

Stanley: “I don’t – they both belong to my auto mechanic.”

Abe C.

Legal Eyesight

Irving, an 84-year-old man, was a witness in a burglary trial. The defense lawyer asked Irving, “Did you actually see my client commit this burglary?”

“Yes,” said Irving, “I plainly saw him take the goods.”

The lawyer asked again, “Irving, this happened at night. Are you sure you saw my client commit this crime?”

“Yes,” said Irving, “I saw him do it.”

Then the lawyer asked, “Irving, we all know that you are 84 years old, and at your age your eyesight is probably failing. Just how far can you see at night?”

Irving replied, “I can see the moon – how far is that?”

Joe L.

The Special Pie

Wanting to make a good impression on her new boss, Jennifer brought in a homemade apple pie. When the boss got home, he cut a piece and took a bite. It was so horrible that he immediately spit it out and threw the rest in the garbage. The next day Jennifer asked her boss how he liked the pie. Thinking fast, he replied, “A pie like that doesn’t last very long around my house!”

Jack V. Grazi

The Case – Scrambling For Camping

Jack operates a large summer camp that services his community annually. After collecting deposits from many applicants for the summer of 2020, he needed to cancel the camp’s opening because of the COVID-19 pandemic. Although it was perhaps legal for him to open as scheduled, nevertheless, the restrictions imposed by the state with regard to the number of campers allowed and various other regulations made it nearly impossible for him to operate at a profit. Furthermore, Jack was concerned for the safety of his campers, and opening the camp would seemingly jeopardize the wellbeing of all involved. Upon cancellation, the parents requested their deposit money in return. Many applicants were disappointed with Jack’s decision not to open and were scrambling to find other options for their children’s summer vacation and needed the funds to apply elsewhere. Jack turned to our Bet Din for guidance and instruction. Is Jack required to return the deposits? How should the Bet Din rule and why?

An Important Notification

Due to the current COVID-19 crisis, many financial disputes have emerged and are presently being settled by qualified rabbinical courts around the globe. It is important for parties in dispute to submit their respective claims to competent halachic authorities. The laws governing a pandemic are detailed and complex, and only an experienced Bet Din with a broad knowledge of monetary law can rule accurately. The following article highlights only some of the research done for this case, as part of the information is too intricate to record and is beyond the scope of this article. Since no two cases are the same, it is not recommended to apply this ruling even to a similar case, as often minor details can substantially sway the outcome of a decision. Nevertheless, it is valuable for us to study the laws of the Torah and acquire a basic understanding of monetary laws that apply to a pandemic.

Torah Law

According to the ruling of the Shulhan Aruch, a transfer of funds from a buyer to a seller constitutes a valid transaction. Such a transaction can potentially require both parties to fulfill the remaining terms of their contractual agreement. Hence, even prior to the actual shipping of merchandise, or the start of employment, the transfer of funds creates a relationship between two parties. As per reneging on a sale after funds were transferred, a severe chastising is imposed by a Bet Din on such an individual. For further details on this topic, one is to contact a competent halachic authority, as such information is beyond the scope of this article.

The above ruling is applicable to all standard forms of payment. If, however, the payment provided was in the form of a registration fee or the like, the law differs. Since payment of a registration fee is merely to secure a spot, it does not constitute a transaction that binds the parties to perform as per their agreement. Hence, if either party elects to back out of a deal, the deposit or registration fee is either forfeited or returned. In short, when a party reneges after a registration fee was already paid, the only exposure is the refunding or forfeiting of the money transferred.

Hence, according to Torah law it is irrelevant whether a camp does not open because of a nationwide disaster like a pandemic, or because of a financial decision. In both instances the registration fee is required to be refunded to the parents. As mentioned, the deposit was transferred by the parents to secure a spot for their child in camp. Once camp is cancelled and the spot is unavailable all monies must be refunded.

A Bet Din will at times formulate a payment plan for debtors to reimburse creditors in an efficient and reasonable manner. Quite often a debtor simply does not have the financial stability to pay back the money owed, and in order to enable payment a payout plan is required. Nevertheless, the debtor is not entitled to determine the terms of payment, nor may he demand that the money he owes serve as a credit for camp enrollment for next year.

In instances in which the money collected was rightfully used for preliminary camp expenses, the above ruling may differ. A separate hearing and ruling are necessary to resolve such matters.

Needless to say, parents are entitled to a refund of their deposit even if they are not in need of the money. Torah law makes no distinction between the rich or poor when ruling on a monetary dispute.

By contrast, there are times when one is liable for damages beyond the forfeit of a deposit. If, for instance, a party secures a spot in a camp and subsequently backs out at the last minute, the camp is entitled to payment to offset their loss. A Bet Din will first verify that the camp originally had other potential campers that they turned away, and that presently a replacement camper is not available, before imposing payment for the loss incurred.

 

VERDICT: Refundable

Our Bet Din instructed Jack the camp owner to refund all money he collected in March. Since the money paid by the parents was to reserve a spot for the upcoming camp season, they are entitled to a complete refund upon Jack’s cancellation. Regardless of whether Jack cancelled because of pandemic restrictions or due to personal financial considerations, he is required to return the funds. Jack was aware early on that the pandemic could possibly force camp to remain closed and he wisely chose not to carelessly use the money collected. Although Jack suggested that the funds serve as a credit for next year, our Bet Din rejected his proposal. While this ruling somewhat put Jack in an uncomfortable financial position, it nevertheless represented Torah law. In the long run Jack will benefit from complying with this ruling, as he will gain the confidence and trust of the parent body he yearly services. Maintaining a good reputation is clearly more valuable than unearned money.

YOU BE THE JUDGE

But You Gave Your Word

Steve and Jennifer were actively pursuing the purchase of Sam’s home for nearly a year. Sam owned a desirable property and was clearly holding out to get his price. Eventually, Steve and Jennifer conceded to pay Sam’s price and in late February they shook hands and verbally committed to the deal. While the lawyers were preparing the final draft of the contract for the sale, the coronavirus spread throughout the Tri-State area. As soon as the couple internalized the potential financial effects of the pandemic, they notified Sam that they were reneging on their word to buy his property. Sam was flabbergasted by the turn of events. In Bet Din, he presented a list of three buyers that he turned away after Steve and Jennifer agreed to the deal. Sam claimed that these buyers were no longer available, and that one buyer already closed on another property. Steve and Jennifer expressed their potential financial hardships and were unwilling to commit to the purchase even at a lower price.

Are Steve and Jennifer required to keep their word and purchase the property? Is Sam entitled to compensation for his loss? How should the Bet Din rule and why?

Riddles – August 2020

SUBMITTED BY ISAAC P.

Can you arrange the letters in the four odd phrases below to reveal the names of U.S. states? Ignore the spaces – they’re only there to confuse you!
COOL ROAD
A FRAIL COIN
SAW NOTHING
IN NAVY PLANES

Last Month’s Riddle: Clothing Code
A new clothing store just opened. The owner has devised his own method of pricing items. A vest costs $20, socks cost $25, a tie costs $15, and a blouse costs $30. Using the owner’s method, how much would a pair of pajamas cost?

Solution: The pricing method consists of charging $5 for each letter required to spell the item. So, a pair of pajamas would cost $35.

Solved by: The Mizrahi Family, Oma G., Esther Guindi, Ruthy Jradeh, Rachel Jradeh, Henry Jradeh, Jinstein Jradeh, The Shmulster, Maureen E., and Big Mike.

 

Junior Riddle: Wordplay

SUBMITTED BY KAREN C.

You know that one comes before two, but where does two come before three, and four come before six?

Last month’s Junior Riddle: The Invisible Apple
There are 20 people in an empty, square room. Each person has full sight of the entire room and everyone in it – without turning his head or body, or moving in any way (other than the eyes). Where can you place an apple so that all but one person can see it?

Solution: Place the apple on one person’s head.

Solved by: Hailey and Abby G., Esther Guindi, Ruthy Jradeh, Rachel Jradeh, Henry Jradeh, Jinstein Jradeh, Jackie M., and Big Mike.

Exploring The Marvels of Creation Through a Torah Perspective

“Bereishit bara Elokim et hashamayim ve’et ha’aretz – In the beginning, Gd created heaven and earth.” (Beresheet 1:1)

When Hashem created the world, He gave us joy and beauty in every square inch. He gave us the sky and the clouds, the moon and the stars, and the sun in all its awe and glory. On the ground, He planted grass and trees and flowers, each bearing the seeds to create more of the same. He poured the rivers and oceans, stacked the mountains and dug the valleys, and placed every speck of dirt and sand in between.

No architectural plan could have produced such brilliance, and no designer could have imagined something so intricate and complex.

But Hashem did not stop there.

The fish and the fowl came next, and the animals – thousands and thousands of them, each unique in its varied shapes and sizes, each exceptional in its own way. When man was created, imagine the splendor that he feasted his eyes upon!

And yet here we are, standing upon the very same earth, enjoying the very same grandeur every morning when we open our eyes. What a miracle.

Freddie Harari, Community’s editor-in-chief, has always been in awe of the wonders of the world. He has always felt a special appreciation for everything about nature, from the dandelion to the leaf, to the apple and banana…from the speedy cheetah to the slow-moving tortoise, and from the ferocious tiger to the peaceful dove; and especially, to our own human capabilities.

When we see the miracles of nature, when we appreciate the wonders that keep us alive, when we contemplate all the things in this world that reflect Gd’s infinite wisdom and the purpose of creation, we are inspired to revere Him in the most powerful way possible. And when we share these wonders and miracles with our children, we set them along the path of awe, reverence, and love for Gd.

Coloring the Mind

This passion led Freddie to launch his newest endeavor: The Jewish World of Wonders KIDS MAGAZINE.

Freddie sees this groundbreaking publication as the perfect way to color the minds and imaginations of children while imparting Torah ideals. He says that kids will become excited “over the weird, the wonderful, and the everyday.” They will be encouraged to get involved, to write letters, join contests, and ask questions, while learning and exploring different continents and countries through vibrant photographs and fascinating scientific information. Most importantly, all this will be presented through the prism of our timeless Torah tradition.

Inspiring fellow Jews with the wonders of the natural world has been a passion of Freddie’s for quite some time. Ten years ago, in 2010, he created The Jewish World of Wonders, an organization with a mission to produce creative content about the beauty and wonders of Hashem’s creations. What began as a weekly newsletter sent to 100 people via email steadily grew into a monthly publication distributed to 1,000 homes in the Jersey Shore region. Two years later, it expanded into a regional publication, and was distributed monthly to 12,000 homes. The magazine became a popular teaching tool in numerous yeshivas and outreach programs around the world. Topics such as the weather cycle, the planets, animals, and other aspects of nature were explored in depth, always with the goal of showing the irrefutable presence of our Creator in our midst.

In 2013, Freddie and Jack R. Cohen, executive publisher of Community Magazine, meshed their efforts to combine the two publications, integrating some fun and fresh content into Community, with Freddie becoming editor-in-chief.

Even while managing Community Magazine, Freddie continued developing the Jewish World of Wonders, turning his attention to publishing large hardcover books and producing almost a book a year for the last seven years.

“Honestly, the only reason I put out the first book was because I was unable to find any animal books with a Torah perspective,” Freddie explains. “I wanted to publish one, as I thought it would bring something of interest for everyone. I think that people of all ages are fascinated by animals and their unique traits.”

A Glimpse Into Hashem’s Greatness 

every month, topics such as human anatomy, astronomy, the animal kingdom, planet earth, medicine, meteorology, and other aspects of nature will be explored in depth, always with the goal of showing the irrefutable presence of our Creator in our midst.

The vibrant publications investigate topics such as the wild world of the animal kingdom, the underwater world, and thousands of other features of our planet and our universe. There’s even a book focused on kids cooking, identifying every fruit, grain, and vegetable, yet another dimension of Hashem’s infinite wisdom. These volumes present a chock full of information in a fun and inventive way.

On a personal note, I remember devouring Highlights magazine as a child in the Yeshivah of Flatbush. I still have visions of a lobster in the picture puzzles, and problem-solving that included going to the store on Saturday. These things bothered me then, and I’m sure they bothered the administration, too. Still, the information was always exciting and the opportunity to learn about vast new worlds was invigorating. What’s magnificent about Freddie’s new kid’s magazine is the way everything comes back to Hashem and to our beliefs. For every fact presented there is a piece of Torah information to go along with it. There is always a reminder to be a good person and good friend, and to treat others with love and respect.

The magazine introduces characters such as Professor Noe Ital (pronounced “know-it-all”), Chef Shiri, Heather the weather girl, Makpid & Maikel, and Peleh the Boy Wonder, and features science, tech talk, and current events. It offers answers to questions like, “What is brain freeze?” “How many stars are there in the universe?” and, “What makes a tornado spin?” There is history and humor, and novel Torah insights on topics of faith. There are fun and educational word games and bits about astronomy, zoology, and even creative arts. There are puzzle pages, riddles, and news of record breakers, and through it all there is a clear message of love for Hashem.

For the purpose of writing this article I was lucky enough to receive a copy of each hardcover book and a preview of the new magazine. My three grandsons and my curious husband are all enthralled, thoroughly enjoying learning something new from these spectacular publications every night before they go to sleep. This is a very special collection – a condensed sample of which has been included in this issue of Community to offer readers a taste of what’s to come.*

Reflecting upon this exciting venture, Freddie cites a teaching of Harav Avrohom Chaim Feuer that Gd fashioned the universe with but one purpose in mind – to shower us with unlimited kindness and love.

“I truly hope that all of my books, magazines and writings will give people a glimpse into Hashem’s greatness through the wonder of His creations,” he says. “Wherever one looks, whether on the ground, below the ground, in the waters or in the skies, one can’t help but be mesmerized by each and every one of Hashem’s creatures.”

* A 24-page sample of the KIDS MAGAZINE was included in the mailing of many – but not all – of the Community magazines.

One on One with Paulette Cohen

“A mother wants her child to be healthy and not suffer – there is no greater pain than when your child is not totally healthy. How would you feel if your child couldn’t attend a bris or birthday party?  That is why I will never stop advocating for allergy kids.” ~~ Paulette

Meet Paulette Cohen, aka The Nut Job Mom.  When her oldest daughter, Elizabeth, was diagnosed with severe allergies 11 years ago, Paulette decided things were going to be different for her child.  She turned the worst situation in her life into the best one.  Educating and supporting allergy moms and their families, schools, and the community became her life work.  Paulette certainly educated me!

Please join me in traveling back to Paulette’s childhood and following her on her journey to becoming an allergy coach, consultant, blogger, and influencer with thousands of followers.  Paulette has not only introduced dramatically positive changes to so many kids’ lives, she has also been instrumental in saving lives.  Allergies can be a matter of life and death.  Let’s see how Paulette’s passions and values developed and learn about the role models who inspired her.

A Little History

Paulette, one of four children, grew up in Deal, New Jersey and attended Hillel Yeshiva from grade school through high school.  “I loved growing up in Deal, it’s so laid back and there is an effortless mentality and vibe there.”

One of the first things Paulette told me was that she wouldn’t be the person she is today without the immense support of her family (including her two brothers and sister), husband, and friends.

Very early in our conversation, I noticed that Paulette was so poised and present for a woman of 33.  She confided she gravitates to older people because of her strong desire to grow and to constantly learn.

Paulette’s mom recalls that Paulette was a sweet, quiet, calm, and kind child, the type who gave away her party candy bags to her siblings.  Her father called her smart and said she could achieve whatever she applied herself to.  She found her voice as a teenager and blossomed into “a confident person, a force to be reckoned with, not afraid of challenges, and succeeding at whatever she was passionate about.”  One of Paulette’s main passions was medicine. From an early age she was always interested in all things medical.

Paulette’s mother and grandmother were strong role models while she was growing up.  They had a knack when it came to diagnosing childhood illnesses based on reported symptoms. Paulette insists she inherited this trait from them.

She still chooses to read a medical journal over watching a movie.  Paulette says, “I am also a very no-nonsense person. People say I am real. I wear my emotions on my sleeve, but I do have a good sense of humor. I surround myself with positive people. Laughter is the best medicine in my opinion.”   Her friends describe her as authentic, bursting with life, energetic, outgoing, fun, kind, quick witted, confident, and smart.

Paulette’s dream was to become a doctor or a psychologist, but she also yearned to be a mother.  Fate intervened and she met her naseeb, Sam Cohen, seven years her senior, at a wedding in Brooklyn. The couple settled there and have three girls – Elizabeth, 12, Bette, 9, and Ali, 4. “Sammy is my rock, the love of my life, he believes in me.  I wouldn’t be successful without him.  Being a mom is everything to me, my children are my greatest accomplishments and make me feel alive.”

Getting the Allergy Diagnosis

Back to baby Elizabeth.  She was turning one when she had her first allergic reaction.  It appeared when Elizabeth was eating sesame chicken on Shabbat. The doctor diagnosed her with allergies to nuts, sesame, and environmental irritants.  Four years later, Elizabeth developed asthma.  Paulette experienced multiple emotions when she heard the diagnosis.

“I grew up with allergies and asthma. I understood what it meant to have life-threatening allergies. I felt so helpless and depressed. You don’t want your child to suffer, you just want your child to be healthy, not to have to carry a life-saving EpiPen.”

Paulette, who was only 20 years old, resolved that she was going to do everything within her power to make her daughter’s life as normal and anxiety-free as she could.  What is normal?  Having play dates, going out to family Shabbat dinners, attending camp, school, and family semahot.

Some allergy kids have severe reactions to ingestion of food that they are allergic to and also to airborne allergens.  That was the case with Elizabeth.

Paulette began her research, studying whatever she could find on allergies, interviewing doctors, therapists, and nutritionists, and educating herself about food product ingredients.  She went to community stores and talked to managers advising them which products are allergy free. It was easier to control her home environment when Elizabeth was young, but so challenging when she started school or visited a friend.  When a mom sends an allergy child out of the house, she worries, “Will I get a call?”

The Nut Job Mom is Born

As Paulette became experienced in managing her own daughter’s life-threatening allergies, she was compelled to share her lessons learned with other allergy moms and dads.  Paulette wanted to help young mothers navigate the unknown and terrifying landscape of serious allergies. Her expertise did not develop overnight, but was gained by relentlessly acquiring self-education and by real-life experience.  Why “The Nut Job Mom”?   Paulette was confiding to a friend that she felt like a nut job, always running around, checking food labels.  “I realized I am a nut job mom! I owned it, I love it, and I would do anything to keep Elizabeth healthy and safe.”

Paulette discovered that it was difficult for people to understand what it means to have an allergy child, to see them struggle and fear for their lives.  “Some people don’t get it!  They say, ‘Just give the child Benadryl, it’s no big deal!’  A little deal, an allergic reaction, can turn into a child not being able to breathe!”

So much of Paulette’s work involves educating the allergy child, the family members in the household, mothers of non-allergy children, and the school administration and teachers.  Paulette’s mission and strong desire to advocate for allergy children came from being highly allergic herself and then coping with her own child’s allergic conditions.

The Nut Job Mom involves several components.  Paulette is an allergy coach, consultant, and blogger. She also partners with food companies (only kosher ones) to share with allergy parents which products are allergen free.  “Moms are spending so much money on food. I take the guess work out of shopping for them.”

The coaching Paulette engages in with the allergy child and family is simultaneously laser-focused and heart-centered, with the child’s best interests at the forefront.  When she meets with a child and parents for the first time, her goal is to enable the child to have a normal life and avoid anxieties and possible disorders.  Paulette has an aptitude for listening, zoning in on the issues, and developing a plan to resolve them, while respecting the family’s privacy.  “Witnessing the constructive changes in their lives is so rewarding!”  Paulette may recommend another doctor if the mother expresses that her child’s physician has given up on her.  Paulette clearly states that she is not a doctor and whatever recommendations she shares should be verified with one’s own doctor.

Balancing Family and Career

Paulette’s husband and children are very proud and supportive of her work.  “If I have to leave the house unexpectedly during dinner to help a client, Elizabeth lights up and totally gets why I am needed,” Paulette relates.  “Ali is too young to understand but Bette is very empathetic towards Elizabeth and explains to her friends that if she eats nuts, she won’t be able to hug her older sister.”

Community

Paulette sees that she has been changing the community view about allergies by educating members to understand how allergies impact the affected child and the family. Communication with both the family and the community is key and can lessen or prevent a child’s anxieties and other serious issues.  Paulette also arranges programs with the Sephardic Bikur Holim Allergy Division and local yeshivot to educate people in the community. She shares her knowledge and tools in magazine articles, provides support for allergy moms via a WhatsApp Chat group, and much more.  Paulette has trained the allergic child, parents, housekeepers, nannies, and grandparents in using the EpiPen, how to maintain an allergy free home, and has demonstrated how to make celebrations allergy free.

To unwind, Paulette loves to listen to music and dance.  Music helps her to focus and clears her mind.  Paulette is an avid reader and enjoys reading novels in addition to books on health.

What’s next?  Paulette confessed that several doctors have urged her to enroll in medical school, saying she has a gift.  She admits it’s a definite possibility.

Please connect with Paulette on Instagram @Thenutjobmom.

 

Ellen Geller Kamaras, CPA/MBA, is an International Coach Federation (ICF) Associate Certified Coach.  Her coaching specialties include life, career, and dating coaching.   Ellen works part-time as an entitlement specialist at Ohel Children’s Home and Family Services. She can be contacted at ellen@lifecoachellen.com (www.lifecoachellen.com).